Auto Accidents Attorney in Chattanooga, Tennessee

According to the Tennessee Department of Safety & Homeland Security, in 2019, there were about 204,804 motor vehicle crashes statewide. Being involved in an auto accident can be a painful and emotional experience. If you were hurt in an auto accident caused by someone else's negligence or carelessness, it is crucial to retain a knowledgeable Tennessee auto personal injury attorney to help protect your rights and seek fair compensation for your injuries.

At the Law Offices of Fisher Wise, I am committed to comprehensive legal services and compassionate representation to clients in their personal injury and car accident cases. As an experienced Tennessee auto accident attorney, I can fight vigorously to protect your rights and help you pursue fair financial compensation to cover medical bills, lost wages, future medical treatment, pain and suffering, or loss.

The Law Offices of Fisher Wise is proud to serve clients throughout Chattanooga, Hamilton County, Red Bank, East Ridge, Bradley County, Soddy-Daisy, and Bledsoe County, Tennessee.

Proving Liability in Tennessee Auto Accidents

Tennessee is an "at-fault" state. In essence, the party found to be at-fault (liable) for the auto accident will be held legally responsible for all injuries and damages caused. To recover damages, the driver or injured victim may:

  • File injury claims with their own insurance company
  • File injury claims with the at-fault driver's insurance company
  • File a personal injury lawsuit against the at-fault driver to seek compensation for any medical costs, property damage, lost income, or pain and suffering

Insurance Requirements in Tennessee

Under Tennessee laws, drivers must carry the following required minimum liability car insurance coverage limits:

  • $25,000 for each injury or death per accident
  • $50,000 for total injuries or deaths per accident
  • $15,000 for property damage per accident

This basic coverage is designed to pay the medical bills, property damage bills, and other costs of those involved in the accident, up to coverage limits. Drivers may also purchase uninsured motorist and collision coverage as a part of their insurance policy.

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State Laws Addressing Claims

The following state laws address filing claims or the amount of damages that may be recovered by personal injury claims:

Statute of Limitations

Tennessee auto accident statute of limitations (Tennessee Code section 28-3-104) requires car accident victims, including drivers, passengers, bicyclists, motorcycle riders, and pedestrians, to file claims against the person responsible for the accident within one year of the date of the auto crash.

Modified Comparative Negligence

Tennessee is a "modified comparative negligence" state. Under the modified form of comparative negligence, the damages that you may recover will be reduced by your percentage of the negligence. For example, if the jury awards $80,000 in total damages, and your share of negligence was found to be 25 percent, your total award will be reduced by 25 percent. Thus, you will only receive 75 percent of $80,000 ($60,000).

Additionally, you will only recover damages if you were less than 50% responsible for the accident. This is sometimes referred to as the "49 percent rule" which requires that an injured driver be less at fault than the defendant in order to receive compensation.

Wrongful Death

According to Tennessee Code Annotated section 20-5-106, wrongful death is defined as a death that was caused by "injuries received from another" or by "the wrongful act, negligence, omission, or killing by another."

Section 20-5-107 of the Code specifies that only the following individuals are allowed to file a wrongful death lawsuit, in order:

  • The surviving spouse of the deceased person
  • The child or next of kin of the deceased person
  • The parent of the deceased person
  • The personal representative of the deceased person

Filing a wrongful death lawsuit can help the victim's family hold the liable party responsible, seek financial compensation, and regain financial stability after an expected death.

Hiring a Personal Injury Attorney

Car accidents often have significant long-lasting consequences on the physical, financial, and emotional health of the victims and their loved ones. However, you don't have to go through such a devastating experience alone. Hiring a knowledgeable Tennessee personal injury attorney immediately is crucial to protect your rights and help you pursue your rightful compensation.

At the Law Offices of Fisher Wise, I have dedicated my career to protecting the rights of auto accident and personal injury victims. As your attorney, I can help you:

  • Review your case and carry out a comprehensive, private investigation
  • Collect necessary information, evidence, and documentation
  • Prove fault and establish liability
  • Determine and estimate case-value
  • Handle all communications and negotiations on your behalf while you focus on your recovery
  • Negotiate a fair settlement with the insurance provider
  • File a personal injury or wrongful death lawsuit, if need be

I will fight compassionately to protect your rights, represent your best interests, and help pursue fair financial compensation for your injuries and damages. 

Experienced Auto Accident Attorney Serving Chattanooga, Tennessee

If you were hurt in a negligent auto accident, you may be entitled to seek fair compensation for your injuries. Contact the Law Offices of Fisher Wise today to schedule a one-on-one consultation. I have the experience and resources necessary to provide the legal guidance you need. I'm proud to serve personal injury victims across Chattanooga, Hamilton County, Red Bank, East Ridge, Bradley County, and Bledsoe County, Tennessee.